CFB Betting Edge

2026 · Week 5 · American Athletic · the model's read vs the market — informational, not an ATS edge
Full Slate American Athletic · Week 5 · 6 games
Temple @ South FloridaSouth Florida 93%
Model
South Florida -20.5 · mkt South Florida
proj Temple 17.0 · South Florida 37.5
Total
proj 54.5
Model
Navy -0.7 · mkt Navy
proj Navy 32.5 · Air Force 31.7
Total
proj 64.2
Model
Army -1.5 · mkt Army
proj Army 26.4 · Louisiana Tech 24.9
Total
proj 51.3
North Texas @ TulsaNorth Texas 89%
Model
North Texas -17.1 · mkt North Texas
proj North Texas 36.8 · Tulsa 19.7
Total
proj 56.6
UTSA @ RiceUTSA 90%
Model
UTSA -18.5 · mkt UTSA
proj UTSA 39.2 · Rice 20.8
Total
proj 60.0
Model
Memphis -22.1 · mkt Memphis
proj Memphis 35.0 · Charlotte 12.8
Total
proj 47.8
The model beats SP+ but not the closing line (ATS ≈ break-even). “Model−Mkt” is the gap between our projected home margin and the market's implied margin — a read on disagreement, not a profitable edge. Upcoming games have no closing line yet, so the market number marked ~ is the consensus midpoint of the best posted spreads across books.