CFB Betting Edge
2026 · Week 5 · American Athletic · the model's read vs the market — informational, not an ATS edge
AllSECBig TenBig 12ACCPac-12American AthleticMountain WestSun BeltMid-AmericanConference USAFBS Independents
Full Slate — American Athletic · Week 5 · 6 games
Temple @ South FloridaSouth Florida 93%
Model
South Florida -20.5 · mkt South Florida —
proj Temple 17.0 · South Florida 37.5
Total
proj 54.5
Army @ Louisiana TechArmy 54%
Model
Army -1.5 · mkt Army —
proj Army 26.4 · Louisiana Tech 24.9
Total
proj 51.3
North Texas @ TulsaNorth Texas 89%
Model
North Texas -17.1 · mkt North Texas —
proj North Texas 36.8 · Tulsa 19.7
Total
proj 56.6
Memphis @ CharlotteMemphis 94%
Model
Memphis -22.1 · mkt Memphis —
proj Memphis 35.0 · Charlotte 12.8
Total
proj 47.8
The model beats SP+ but not the closing line (ATS ≈ break-even). “Model−Mkt” is the gap between our projected home margin and the market's implied margin — a read on disagreement, not a profitable edge. Upcoming games have no closing line yet, so the market number marked ~ is the consensus midpoint of the best posted spreads across books.